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What Does TTD Mean in Workers’ Comp? (Temporary Total Disability)
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What does TTD mean in workers’ comp? (Temporary Total Disability)
When the term TTD comes up while discussing workers’ compensation, it refers to temporary total disability benefits. TTD benefits are one of the three different types of income-replacement benefits available through the workers’ compensation system. An injured worker can receive TTD benefits if they are disabled for more than seven days.
The amount of TTD benefits paid to an injured worker will depend on their earnings. Typically, a worker’s TTD benefits equal 70 percent of their average weekly wage. However, regardless of how much you make, you cannot receive more than 75 percent of the statewide average weekly wage. At the same time, you will not receive less than 20 percent of the statewide average weekly wage.
An injured worker will continue to receive TTD benefits throughout the time they are unable to work and under active medical care. Thus, there are two ways that TTD benefits terminate. First, if the injured employee goes back to work. Even if you return to work in a limited capacity, it will affect your workers’ compensation benefits. The second way TTD benefits end is if a worker reaches maximum medical improvement (MMI).
A worker has reached MMI when doctors determine that no further medical care will help improve the worker’s condition. While reaching MMI will terminate TTD benefits, a partially or totally disabled worker may then qualify for permanent partial disability (PPD) benefits or permanent total disability (PTD) benefits.
Workers’ compensation laws are complex, and the thought of preparing a claim and dealing with the insurance company can be overwhelming. At the Todd J. Leonard Law Firm, we help injured workers understand their rights and effectively pursue their options. When you contact our New Jersey workers’ compensation lawyers, we will handle everything, so you can focus on your recovery and getting your life back on track. Give us a call at 973-920-7900 or connect with us through our online form.
Other Workers’ Compensation FAQs:
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- What Does IME Mean in Workers’ Comp? (Independent Medical Examination)
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Being injured or having a family member injured can have serious and lifelong consequences. We can try to ease the burden. Contact us today to learn more about how our team of experienced New Jersey accident attorneys can support you through these challenging times.