New Jersey The General Insurance Car Accident Claim Attorney

Filing a Claim With The General Insurance After an Auto Accident

The General automotive Insurance Services, Inc, or “The General,” for short, is a United States auto insurance provider known for insuring “high risk” drivers. The company was founded in 1963 and operated independently until American Family Insurance acquired it in 2012. While The General is not one of the largest auto insurance providers, due to the company’s focus on high-risk drivers, there are a fair amount of New Jersey car accidents involving claims made against The General. 

Many motorists who were injured in a car accident and insured by The General soon realize that dealing with them is not always easy. Whether it be because The General denies a seemingly valid claim or because The General’s insurance adjuster fails to make a fair settlement offer, most accident victims are left unsatisfied and frustrated. 

If you have recently been involved in a New Jersey car accident and are insured by The General, you do not need to take on the insurance company on your own. At the Todd J. Leonard Law Firm, we proudly represent motorists injured in an accident and experiencing difficulties getting the compensation they deserve. We have over 35 years of experience handling New Jersey car insurance claims on behalf of our clients and know what it takes to get you the compensation you need and deserve after a serious accident. 

Filing a Claim With The General

After an auto accident involving a driver insured by The General, the first step is to file a claim with the insurance company. At this point, The General will assign an insurance adjuster to your case. The insurance adjuster’s role is to gather as much information about the accident as possible and then determine whether to extend a settlement offer. 

After you file your claim with The General, one of the company insurance adjusters will reach out to you, usually within a few weeks. The insurance adjuster will ask you questions about the accident and your injuries. It is crucial that you tell the adjuster the truth, as anything you say can later be verified. However, you may not want to say more than is necessary to answer the adjuster’s questions because anything you say about your injuries or the accident can be used against you. 

Once the adjuster has all the information they need, they will return to you with a settlement offer. If your claim is denied, or The General offers you less than you deserve for what you have been through, consider reaching out to a dedicated New Jersey car accident lawyer at the Todd J. Leonard Law Firm for assistance. 

Potential Damages in a Car Accident Settlement

Unless you have been through the personal injury recovery process before, you may not know what settlement amount to expect. This is understandable. However, it is important that you become familiar with all the potential damages you may be eligible for, as this will give you an idea of whether to accept the adjuster’s offer.

Generally, New Jersey law allows accident victims to recover for the economic and non-economic damages they sustained in the accident. While every accident impacts an accident victim’s life differently, the following are commonly awarded in car accident claims:

• Medical expenses
• Future medical costs
• Lost wages and benefits
• Decreased earning potential 
• Pain and suffering
• Emotional distress
• Disability
• Disfigurement
• Property damage
• Loss of consortium

If you are dealing with an insurance adjuster with The General, do not leave money on the table by accepting the initial offer they present to you. You have a right to negotiate with the insurance company to get the damages you are entitled to. 

Should You Work With a Personal Injury Lawyer?

Dealing with The General after a serious New Jersey car accident can be an exceptionally frustrating experience. However, you do not need to go through this process alone. By bringing a dedicated car accident lawyer onto your team, you will reduce the stress associated with the process and increase your chances of obtaining maximum compensation for your injuries. 

Insurance companies—even smaller ones, like The General—have vast resources that they will use to minimize the value of your claim. Unfortunately, in this situation, the insurance company has the knowledge, the power, and the checkbook. However, you can level the playing field by working with a knowledgeable car accident attorney who will aggressively pursue compensation on your behalf. 

Contact the Todd J. Leonard Law Firm for Help Bringing a Car Accident Insurance Claim

If you have been seriously injured in a car accident and are insured by The General, you will probably have questions about the process and what you need to do to protect your rights. At the Todd J. Leonard Law Firm, we can help. Our dedicated team of New Jersey car accident lawyers has been aggressively pursuing compensation on behalf of injured motorists for more than 30 years, and we know what it takes to succeed on your behalf. 

To learn more about how we can help you pursue an insurance claim with The General, give us a call at (973) 920-7900 to request a free and confidential consultation. There is no risk in calling because we never charge a fee unless we can help you recover compensation for your injuries. We have offices conveniently located in Denville and Morristown.