The General Insurance
Over 30 years of experience. Over $100 million recovered for clients.
The General Insurance
Over 30 years of experience. Over $100 million recovered for clients.

New Jersey The General Insurance Car Accident Claim Attorney

Filing a Claim With The General Insurance After an Auto Accident

The General automotive Insurance Services, Inc, or “The General,” for short, is a United States auto insurance provider known for insuring “high risk” drivers. The company was founded in 1963 and operated independently until American Family Insurance acquired it in 2012. While The General is not one of the largest auto insurance providers, due to the company’s focus on high-risk drivers, there are a fair amount of New Jersey car accidents involving claims made against The General. 

Many motorists who were injured in a car accident and insured by The General soon realize that dealing with them is not always easy. Whether it be because The General denies a seemingly valid claim or because The General’s insurance adjuster fails to make a fair settlement offer, most accident victims are left unsatisfied and frustrated. 

If you have recently been involved in a New Jersey car accident and are insured by The General, you do not need to take on the insurance company on your own. At the Todd J. Leonard Law Firm, we proudly represent motorists injured in an accident and experiencing difficulties getting the compensation they deserve. We have over 30 years of experience handling New Jersey car insurance claims on behalf of our clients and know what it takes to get you the compensation you need and deserve after a serious accident. 

Filing a Claim With The General

After an auto accident involving a driver insured by The General, the first step is to file a claim with the insurance company. At this point, The General will assign an insurance adjuster to your case. The insurance adjuster’s role is to gather as much information about the accident as possible and then determine whether to extend a settlement offer. 

After you file your claim with The General, one of the company insurance adjusters will reach out to you, usually within a few weeks. The insurance adjuster will ask you questions about the accident and your injuries. It is crucial that you tell the adjuster the truth, as anything you say can later be verified. However, you may not want to say more than is necessary to answer the adjuster’s questions because anything you say about your injuries or the accident can be used against you. 

Once the adjuster has all the information they need, they will return to you with a settlement offer. If your claim is denied, or The General offers you less than you deserve for what you have been through, consider reaching out to a dedicated New Jersey car accident lawyer at the Todd J. Leonard Law Firm for assistance

Potential Damages in a Car Accident Settlement

Unless you have been through the personal injury recovery process before, you may not know what settlement amount to expect. This is understandable. However, it is important that you become familiar with all the potential damages you may be eligible for, as this will give you an idea of whether to accept the adjuster’s offer.

Generally, New Jersey law allows accident victims to recover for the economic and non-economic damages they sustained in the accident. While every accident impacts an accident victim’s life differently, the following are commonly awarded in car accident claims:

• Medical expenses
• Future medical costs
• Lost wages and benefits
• Decreased earning potential 
• Pain and suffering
• Emotional distress
• Disability
• Disfigurement
• Property damage
• Loss of consortium

If you are dealing with an insurance adjuster with The General, do not leave money on the table by accepting the initial offer they present to you. You have a right to negotiate with the insurance company to get the damages you are entitled to. 

Should You Work With a Personal Injury Lawyer?

Dealing with The General after a serious New Jersey car accident can be an exceptionally frustrating experience. However, you do not need to go through this process alone. By bringing a dedicated car accident lawyer onto your team, you will reduce the stress associated with the process and increase your chances of obtaining maximum compensation for your injuries. 

Insurance companies—even smaller ones, like The General—have vast resources that they will use to minimize the value of your claim. Unfortunately, in this situation, the insurance company has the knowledge, the power, and the checkbook. However, you can level the playing field by working with a knowledgeable car accident attorney who will aggressively pursue compensation on your behalf. 

Contact the Todd J. Leonard Law Firm for Help Bringing a Car Accident Insurance Claim

If you have been seriously injured in a car accident and are insured by The General, you will probably have questions about the process and what you need to do to protect your rights. At the Todd J. Leonard Law Firm, we can help. Our dedicated team of New Jersey car accident lawyers has been aggressively pursuing compensation on behalf of injured motorists for more than 30 years, and we know what it takes to succeed on your behalf. 

To learn more about how we can help you pursue an insurance claim with The General, give us a call at (973) 920-7900 to request a free and confidential consultation. There is no risk in calling because we never charge a fee unless we can help you recover compensation for your injuries. We have offices conveniently located in Denville and Morristown.

Todd and his staff were courteous and caring about my personal well-being.

They were knowledgeable and settled my case in an expedited manner. I really felt they were on my side the whole way. Thank you Todd and staff for excellent treatment!

- B.H.
Mr. Leonard’s law firm constantly kept in touch

and on top of my problems. They were quick to respond to my legal needs and were very attentive and showed real concern to my issues. I highly recommend them to anyone needing legal representation.

- Leslie W.
He was relentless

until the case was fully settled and all was in our favor. Thank you so much. We highly recommend his office to anyone.

- E. and M.
You are the most amazing person

and I am indebted to you forever!

- P.S.
I highly recommend using this law firm.

My lawyer Paul Paravati was always available there for me and gave me first rate service.

- Richard B.
Todd Leonard and his staff made me feel like family.

Trust me, he will take you into his hands and take care of all your personal injury legal matters. They are friendly, professional, and go out all the way for you. Thank you Todd Leonard and staff.

- Frank O.
The Leonard Law Firm is truly amazing.

They go above and beyond to make sure you get what you deserve.

- Gina V.

A proven track record of success

$29.5Million
Product Liability & Auto Accident
$3.5Million
Drunk Driving Accident
$2.94Million
Car Accident Road Defect
$2.5Million
Workplace Construction Accident
$2.25Million
Fall Down Accident
$1.8Million
Car Accident State Vehicle
$1.8Million
Car Accident State Vehicle
$1.5Million
Fatal Apartment Fire
$1.36Million
Auto Accident
$1.2Million
Auto Accident
$1.0Million
Civil Sexual Assault Lawsuit
$1.0Million
Slip & Fall Accident
$1.0Million
Fall Down Accident
$29.5Million
Product Liability & Auto Accident
$3.5Million
Drunk Driving Accident
$2.94Million
Car Accident Road Defect
$2.5Million
Workplace Construction Accident
$2.25Million
Fall Down Accident
$1.8Million
Car Accident State Vehicle
$1.5Million
Fatal Apartment Fire
$1.36Million
Auto Accident
$1.2Million
Auto Accident
$1.0Million
Civil Sexual Assault Lawsuit
$1.0Million
Slip & Fall Accident
$1.0Million
Fall Down Accident
$29.5Million
Product Liability & Auto Accident
$3.96Million
Car Accident/Brain Injury
$3.5Million
Drunk Driving Accident
$3.1Million
Slip and Fall: Workers’ Compensation & Premises Liability Accident
$2.94Million
Car Accident Road Defect
$2.5Million
Workplace Construction Accident
$2.25Million
Fall Down Accident
$1.8Million
Car Accident State Vehicle
$1.5Million
Fatal Fire Apartment
$1.36Million
Auto Accident
$1.2Million
Auto Accident
$1.1Million
Slip & Fall Accident

Request a Free Consultation

Being injured or having a family member injured can have serious and lifelong consequences. We can try to ease the burden. Contact us today to learn more about how our team of experienced New Jersey accident attorneys can support you through these challenging times.