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January 7, 2013

Insurance Industry Claim Evaluation Methods and How They Affect Your Rights

“’Colossus’ claim evaluation software” – we think the name says it all.

When you are injured and file a claim for compensation, your insurance company will need a means to evaluate the value of your claim. It likely won’t conduct an evaluation that determines the full effect of your injuries and other loss on your life.

Instead, it may use a software program such as Colossus claim evaluation software designed not to measure you loss but to measure the insurer’s exposure to financial liability. And once this “colossal” and impersonal measurement is completed, the insurer may not even try to settle your case by offering a payment consistent with the software-produced figure. Instead, it may be motivated by the figure to try to quickly settle your claim 1) at a fraction of its value, and 2) before you contact an attorney to learn the real and full value of your claim.

If you have been injured in a car or truck accident, workplace accident, premises liability accident, medical malpractice incident or any other circumstance involving negligence in New Jersey, don’t go along with insurance companies’ approaches for saving themselves money at your expense. Instead, contact the personal injury lawyers at the Todd J. Leonard Law Firm in Morristown, Newark and, Denville, New Jersey.

We aren’t focused on numbers. Instead, we will meet with you initially and frequently to hear your story and to stay current with your concerns and with the effects your injuries are having on your life. With this information we can provide both the supportive services you need and litigate and negotiate with insurers with a clear picture of 1) how your injuries have affected you, and 2) the full loss you have experienced and should therefore be compensated for.

Our consultations are free, we operate on a contingency fee basis and we have achieved numerous results that exceed 1, 2 and 3 million dollars.

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