Prudential Insurance
Over 30 years of experience. Over $100 million recovered for clients.
Prudential Insurance
Over 30 years of experience. Over $100 million recovered for clients.

New Jersey Prudential Insurance Car Accident Claim Attorney

Filing a Claim With Prudential Insurance After an Auto Accident

Prudential Financial is the largest insurance company in the United States. Founded in 1875 in Newark, New Jersey, Prudential originally only sold burial insurance. Over the years, the company expanded its products to include all types of insurance. 

While Prudential is one of the largest insurance companies—and one of the most profitable—it did not get that way by paying every accident victim the compensation they need. Prudential is like any other insurance company; in that, it exists to make a profit. Not surprisingly, Prudential insurance adjusters view claims in terms of how they can settle them for as little as possible. 

If you have been in a New Jersey car accident and have Prudential insurance, reach out to the dedicated accident lawyers at the Todd J. Leonard Law Firm. We work with injury victims to help them obtain the compensation they deserve after suffering serious, potentially life-changing, injuries. 

Filing a Claim With Prudential 

If you are involved in an accident and have Prudential, you must file a claim with the insurance company. From there, Prudential will assign your claim to an insurance adjuster. Within a few weeks, the insurance adjuster will call you, asking about the accident and the seriousness of your injuries. It is important to be truthful and not exaggerate your injuries, as the insurance company will obtain copies of the accident report.

Once the adjuster gathers all the information they need, they will either approve or deny your claim. If your claim is approved, the adjuster will make a settlement offer. This is essentially an agreement between you and Prudential, under which they will pay you a lump sum of money in exchange for your agreement to no longer pursue the claim. Thus, once you accept a settlement offer, that is the end of your claim. That being the case, it is crucial to ensure that any settlement offer you accept fully compensates you for your injuries.  

Damages Available Through a Car Accident Claim

When it comes to damages in a New Jersey car accident, some are obvious, like medical bills you incurred as a result of the accident and any wages you could not earn due to your injuries. Other examples of damages you may be able to recover include:

• Medical expenses
• Future medical costs
• Lost wages and benefits
• Decreased earning potential 
• Pain and suffering
• Emotional distress
• Disability
• Disfigurement
• Property damage
• Loss of consortium

However, do not expect an insurance adjuster to inform you of these damages. Instead, an insurance adjuster will focus solely on your medical expenses and property damage. They will not tell you the full extent of what you may be entitled to because they want to pay you as little as possible. 

Why You Should Hire a Personal Injury Lawyer

Bringing a Prudential insurance claim is not always a straightforward affair. One of the benefits of hiring a personal injury attorney is that they will handle all the heavy lifting when preparing your claim, gathering all documentation and negotiating with the insurance company. Studies show that those accident victims who retain an experienced personal injury attorney are more likely to recover compensation for their injuries and end up recovering more damages for their injuries. 

Reach Out to the Todd J. Leonard Law Firm for Assistance With Your Car Accident Claim

If you have been hurt in a New Jersey car accident, give the dedicated, knowledgeable attorneys at the Todd J. Leonard Law Firm a call. We are here to help you through every step of the process and ensure that everything is done to get you the compensation you deserve. We have been aggressively representing injury victims in car accident claims for more than 30 years and have helped thousands of individuals—and their families—move on with their lives after a serious accident. 

To learn more about how we can help you pursue a Prudential insurance claim, give us a call at (973) 920-7900 to request a free and confidential consultation. There is no risk in calling because we never charge a fee unless we can help you recover compensation for your injuries. We have offices conveniently located in Denville and Morristown.

He was relentless

until the case was fully settled and all was in our favor. Thank you so much. We highly recommend his office to anyone.

- E. and M.
Todd Leonard and his staff made me feel like family.

Trust me, he will take you into his hands and take care of all your personal injury legal matters. They are friendly, professional, and go out all the way for you. Thank you Todd Leonard and staff.

- Frank O.
You are the most amazing person

and I am indebted to you forever!

- P.S.
The Leonard Law Firm is truly amazing.

They go above and beyond to make sure you get what you deserve.

- Gina V.
Mr. Leonard’s law firm constantly kept in touch

and on top of my problems. They were quick to respond to my legal needs and were very attentive and showed real concern to my issues. I highly recommend them to anyone needing legal representation.

- Leslie W.
I highly recommend using this law firm.

My lawyer Paul Paravati was always available there for me and gave me first rate service.

- Richard B.
Todd and his staff were courteous and caring about my personal well-being.

They were knowledgeable and settled my case in an expedited manner. I really felt they were on my side the whole way. Thank you Todd and staff for excellent treatment!

- B.H.

A proven track record of success

$29.5Million
Product Liability & Auto Accident
$3.5Million
Drunk Driving Accident
$2.94Million
Car Accident Road Defect
$2.5Million
Workplace Construction Accident
$2.25Million
Fall Down Accident
$1.8Million
Car Accident State Vehicle
$1.8Million
Car Accident State Vehicle
$1.5Million
Fatal Apartment Fire
$1.36Million
Auto Accident
$1.2Million
Auto Accident
$1.0Million
Civil Sexual Assault Lawsuit
$1.0Million
Slip & Fall Accident
$1.0Million
Fall Down Accident
$29.5Million
Product Liability & Auto Accident
$3.5Million
Drunk Driving Accident
$2.94Million
Car Accident Road Defect
$2.5Million
Workplace Construction Accident
$2.25Million
Fall Down Accident
$1.8Million
Car Accident State Vehicle
$1.5Million
Fatal Apartment Fire
$1.36Million
Auto Accident
$1.2Million
Auto Accident
$1.0Million
Civil Sexual Assault Lawsuit
$1.0Million
Slip & Fall Accident
$1.0Million
Fall Down Accident
$29.5Million
Product Liability & Auto Accident
$3.96Million
Car Accident/Brain Injury
$3.5Million
Drunk Driving Accident
$3.1Million
Slip and Fall: Workers’ Compensation & Premises Liability Accident
$2.94Million
Car Accident Road Defect
$2.5Million
Workplace Construction Accident
$2.25Million
Fall Down Accident
$1.8Million
Car Accident State Vehicle
$1.5Million
Fatal Fire Apartment
$1.36Million
Auto Accident
$1.2Million
Auto Accident
$1.1Million
Slip & Fall Accident

Request a Free Consultation

Being injured or having a family member injured can have serious and lifelong consequences. We can try to ease the burden. Contact us today to learn more about how our team of experienced New Jersey accident attorneys can support you through these challenging times.