New Jersey Allstate Insurance Car Accident Claim Attorney

Filing a Claim With Allstate Insurance After an Auto Accident

Founded in 1931 as part of the Sears Roebuck Company, Allstate insurance is now one of the leading insurance providers in the country. As of January 2021, Allstate wrote approximately nine percent of all auto insurance policies in the United States. 

While Allstate wants its customers to believe they are in “good hands,” in reality, the company acts as all other insurance companies do; in its own best interest. Thus, injured motorists filing an Allstate car insurance claim often face problems, including denied claims and low settlement offers. 

If you or a loved one has recently been seriously injured in a New Jersey car accident, and are insured by Allstate, give one of the dedicated personal injury lawyers at the Todd J. Leonard Law Firm a call. We work closely with accident victims and their families, ensuring they get the compensation they deserve. 

Filing a Claim With Allstate

After an auto accident, you will need to file a claim with Allstate as quickly as possible. Failure to do so can result in the denial of your claim. Once you file a claim, Allstate will assign it to one of the company’s insurance adjusters. The adjuster will contact you, asking all sorts of questions about the accident and your injuries. It is crucial that you are truthful when answering these questions, as Allstate will review the accident report and your medical records.

Assuming your claim is approved, once the adjuster has finished their investigation, they will return to you with a settlement offer. The Allstate adjuster will offer you as little as possible to settle the claim, which may be far less than the damages you sustained. 

If you were seriously injured in a car accident, reach out to an experienced car accident attorney at the Todd J. Leonard Law Firm for immediate assistance. The earlier you get an attorney working on your side, the better your chances of obtaining maximum compensation for your injuries. 

Possible Damages in a Car Accident Settlement

While some damages in a car accident case are relatively easy to determine, such as medical bills, injured motorists are often unaware of the full extent of the damages they suffered in the accident. Allstate adjusters routinely take advantage of this by extending low-ball settlement offers in hopes that you will accept it and agree not to pursue the claim any further. 

Working with a dedicated New Jersey car accident lawyer is critical to getting every penny you deserve. While every case is unique, damages in a car accident claim may include:

• Medical expenses
• Future medical costs
• Lost wages and benefits
• Decreased earning potential 
• Pain and suffering
• Emotional distress
• Disability
• Disfigurement
• Property damage
• Loss of consortium

Once you understand all that you may be entitled to, you are in a better position to negotiate a fair settlement offer. 

Should You Hire a Personal Injury Lawyer?

Insurance adjusters may come off as caring and compassionate, but, in the end, they are always looking out for the best interests of the insurance company. They do not have your interests at heart. That is your attorney’s job. Working with an experienced personal injury attorney will make the process easier and increase your chances of obtaining full and fair compensation for what you have been through.

It is important to remember that Allstate is an enormous corporation with nearly limitless resources. Allstate will use these resources to reduce its liability as much as possible. By working with an attorney who routinely deals with New Jersey car insurance claims, you can level the playing field so you can get everything you deserve and not a penny less. 

The Todd J. Leonard Law Firm Can Help

If you are injured in a car accident, and your policy is with Allstate, you must file a claim with Allstate as soon as possible through the company’s website, app or phone. Reach out to the Todd J. Leonard Law Firm as soon as you can. We have handled countless cases involving Allstate and know how to get our clients the compensation they deserve. 

To learn more about how we can help you pursue an Allstate insurance claim, give us a call at (973) 920-7900 to request a free and confidential consultation. There is no risk in calling because we never charge a fee unless we can help you recover compensation for your injuries. We have offices conveniently located in Denville and Morristown.