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Does Uber’s insurance cover the accident or does the driver’s personal insurance?
Over 30 years of experience. Over $100 million recovered for clients.
Does Uber’s insurance cover the accident or does the driver’s personal insurance?
Over 30 years of experience. Over $100 million recovered for clients.

Does Uber’s insurance cover the accident or does the driver’s personal insurance?

In 2017, New Jersey passed a new law regulating many aspects of how Uber operates its business in the state, including what type and the amount of insurance coverage is required. Under the new law, both the driver and Uber are responsible to have coverage in case the vehicle is involved in a car crash. Despite the law requiring coverage, sometimes Uber drivers let their insurance coverage lapse. That is why the new law requires Uber to maintain coverage of a minimum of $1.5 million. So, even if your Uber driver does not have insurance or not enough insurance, then the Uber coverage will kick in. This also applies to accidents that are caused by other drivers.

If you were hit by an Uber driver, then you could file a lawsuit against both the driver and/or Uber itself. However, if the Uber driver does not have a passenger, but is logged into the Uber system and is looking for passengers, then the insurance coverage is different. Under this scenario, Uber would have the following coverage requirement:

  • $50,000 of coverage for bodily injury or death per person,
  • $100,000 of coverage for bodily injury or death per accident,
  • $25,000 of coverage for property damage.

Other Frequently Asked Questions:

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and I am indebted to you forever!

- P.S.
Todd Leonard and his staff made me feel like family.

Trust me, he will take you into his hands and take care of all your personal injury legal matters. They are friendly, professional, and go out all the way for you. Thank you Todd Leonard and staff.

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Todd and his staff were courteous and caring about my personal well-being.

They were knowledgeable and settled my case in an expedited manner. I really felt they were on my side the whole way. Thank you Todd and staff for excellent treatment!

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I highly recommend using this law firm.

My lawyer Paul Paravati was always available there for me and gave me first rate service.

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Mr. Leonard’s law firm constantly kept in touch

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The Leonard Law Firm is truly amazing.

They go above and beyond to make sure you get what you deserve.

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He was relentless

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A proven track record of success

$29.5Million
Product Liability & Auto Accident
$3.5Million
Drunk Driving Accident
$2.94Million
Car Accident Road Defect
$2.5Million
Workplace Construction Accident
$2.25Million
Fall Down Accident
$1.8Million
Car Accident State Vehicle
$1.8Million
Car Accident State Vehicle
$1.5Million
Fatal Apartment Fire
$1.36Million
Auto Accident
$1.2Million
Auto Accident
$1.0Million
Civil Sexual Assault Lawsuit
$1.0Million
Slip & Fall Accident
$1.0Million
Fall Down Accident
$29.5Million
Product Liability & Auto Accident
$3.5Million
Drunk Driving Accident
$2.94Million
Car Accident Road Defect
$2.5Million
Workplace Construction Accident
$2.25Million
Fall Down Accident
$1.8Million
Car Accident State Vehicle
$1.5Million
Fatal Apartment Fire
$1.36Million
Auto Accident
$1.2Million
Auto Accident
$1.0Million
Civil Sexual Assault Lawsuit
$1.0Million
Slip & Fall Accident
$1.0Million
Fall Down Accident
$29.5Million
Product Liability & Auto Accident
$3.96Million
Car Accident/Brain Injury
$3.5Million
Drunk Driving Accident
$3.1Million
Slip and Fall: Workers’ Compensation & Premises Liability Accident
$2.94Million
Car Accident Road Defect
$2.5Million
Workplace Construction Accident
$2.25Million
Fall Down Accident
$1.8Million
Car Accident State Vehicle
$1.5Million
Fatal Fire Apartment
$1.36Million
Auto Accident
$1.2Million
Auto Accident
$1.1Million
Slip & Fall Accident

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Being injured or having a family member injured can have serious and lifelong consequences. We can try to ease the burden. Contact us today to learn more about how our team of experienced New Jersey accident attorneys can support you through these challenging times.