About New Jersey Auto Insurance Law

Leonard & Leonard, P.A.

Springfield • Morristown • Union County, New Jersey

Because New Jersey has enacted a no-fault auto insurance statute, people who suffer losses as the result of motor vehicle accidents on our state's roadways face special challenges in seeking compensation.

At Leonard & Leonard, P.A., a large part of our commitment to treating clients like family and being responsive to their needs involves helping them to understand the law. And New Jersey auto insurance law in particular, needs a lot of explaining.

Limitations on the right to sue and state disability requirements:

New Jersey places limitations on the compensation people may obtain for their physical injuries and medical treatment. Over 90 percent have selected a limitation on the right to sue on their insurance policy; you cannot sue the other driver unless your injuries meet a threshold of a permanent injury and there is objective evidence of the injury, such as a MRI. Common questions that our clients have include:

• Who pays my medical bills if I am hit by an uninsured or underinsured motorist?
• What does the 'verbal threshold/limitation on right to sue mean?
• Which types of injuries are considered threshold/permanent injuries?
• What is PIP arbitration all about?
• What does 'pre-certification' mean?
• Can I recover compensation for the damages to my car?

Our attorneys can answer these and other questions about permanent injury claims and the time requirements involved in filing claims for benefits. They can also review the current coverage you have and give you advice about additional coverage you might want to consider before an accident leaves you injured.

In addition to seeking compensation for medical bills, lost wages, property damage, disabilities, and other losses, if your accident has left you unable to work you may be eligible for additional benefits. For more information on this topic, you can visit New Jersey's web site on disability benefits by clicking here.

If you have been injured in an auto wreck motorcycle crash, contact the experienced New Jersey Auto Insurance Law lawyers at Leonard & Leonard, P.A. today for a free consultation and to learn more about how we can help.

Call for a free consultation (973) 813-7135
Leonard & Leonard, P.A.

The family-owned and family friendly law firm of Leonard & Leonard, P.A. works hard to protect the rights of families and individuals in cases of personal injury, wrongful death, workers' compensation, employment law, traffic violations, and civil rights. They serve clients throughout the state, with offices in Union County and Morris County and the surrounding areas of southern New Jersey and northern New Jersey including cities and communities such as Springfield, Summit, Millburn, Newark Morristown, , Morris Plains,  Dover,  Basking Ridge, East Hanover,  Medham, Randolph, Morris Township, Bernardsville, Plainfield, and Elizabeth.